Insights
The latest thinking from Love Ventures
February 25, 2026
In Focus: The Case for Vertical AI
Why the most interesting AI opportunity in enterprise may not be horizontal
The dominant narrative around enterprise AI tends to follow a familiar shape: foundation model providers at the top, horizontal copilots and productivity tools in the middle and everything else competing on price. It's a compelling story, but we're not sure it's necessarily the right one. Our instinct — shaped by what we've seen in our portfolio and in the market — is that some of the most durable value in enterprise AI will be captured not by tools that do a little of everything, but by systems that go very deep in a specific domain.
This is the idea behind vertical AI, and it's an area where we've been building conviction over the past couple of years.
General Partner, Adrian Love, makes the case for Vertical AI in this article.
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February 18, 2026
In Focus: Rebuilding the Payments Stack for Autonomous Agents
How financial infrastructure is adapting to autonomous decision-making
Payments were built around human intent expressed through clicks and approvals. As autonomous agents begin to act with delegated authority, that model is starting to shift. Transactions are becoming the outcome of policy, permissions and machine-led reasoning rather than direct user action.
A new economic stack is emerging to support this change, from coordination protocols to programmable mandates and evolving payment rails.
Principal, Alice Knibbs, looks into the evolving landscape of Agentic Payments.
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February 11, 2026
EIS vs VCT: understanding the differences
What to consider when tax-efficient investing
In today's retail investment landscape, investors have no shortage of options.
ISAs, pensions and traditional portfolios all play an important role, but if you're looking for tax-efficient ways to back high-growth UK businesses, two schemes stand out: the Enterprise Investment Scheme (EIS) and Venture Capital Trusts (VCTs). Investor Relations Associate, Olly Norman, breaks down the differences.
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January 30, 2026
Where We’re Excited to Invest in 2026
The trends set to define the year ahead
At Love Ventures, we’re actively backing early-stage tech startups aiming to supercharge UK productivity and wellbeing. While our mandate is broad, certain changes in technology and behaviour have sharpened our conviction going into 2026.
These are some key areas we’re excited to invest in this year - if you’re a founder building in or around them, do get in touch via the Pitch section of our website.
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November 14, 2025
Capital & Community
Why Venture Capital Must Be Local Again
Across the UK, several regional ecosystems already demonstrate the transformative power of local capital. What’s now required is consistent, committed capital from on-the-ground investors who show up not just for the term-sheet signing, but stay to build the ecosystem, the community, and the follow-through.
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September 30, 2025
Treasurytech: Turning Idle Cash into Strategic Capital
How fintech is transforming corporate cash from idle balance to strategic asset.
For decades, the corporate treasury function has been a back-office concern focused on keeping the lights on, reconciling accounts, and ensuring payroll lands on time. Yet in 2025, a quiet revolution is reshaping this space. “Treasurytech” - a wave of fintech companies bringing automation, intelligence, and yield optimisation to cash management - is emerging as one of the most compelling verticals in financial technology.
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