Bourn is tackling a £200 billion working capital gap in the UK by modernising invoice finance for B2B businesses. The team brings deep industry expertise across banking and fintech, supported by a proprietary risk engine designed to improve decision-making and unlock access to capital. With strong early traction, major banking relationships, and a clear path to scale, Bourn is well positioned to reshape a critical but overlooked area of SME finance.

Love Ventures provides strategic support across go-to-market execution, enterprise sales, and fundraising. Our network enables targeted introductions to banks, non-bank lenders, and later-stage investors - crucial for scaling in a capital-intensive and relationship-driven market. With deep experience in fintech and B2B SaaS, we offer guidance on navigating complex sales cycles and building long-term credibility with institutional partners.

Co-founders Fiona and Dan Jelly bring a formidable combination of skills for this problem. Fiona spent over a decade in compliance roles at major financial institutions before becoming a compliance director at a fintech, where she lived the exact pain point ComplyFirst now solves. Dan’s background spans trading and fintech operations, and he leads the technical build. Together they combine deep domain credibility with the ability to ship product quickly.

The timing is compelling too. Regulators are increasingly opening up APIs and structured data formats, making true end-to-end automation possible for the first time, just as fintechs take on more licences across more jurisdictions and face growing reporting complexity as a result. Buyers here are often not looking for competitive advantage from their reporting tooling, they are looking to avoid getting it wrong, so trusted, widely adopted tools tend to spread through referral and word of mouth between compliance teams rather than through differentiated features. That dynamic, combined with a land-and-expand model that lets customers start small and grow into multi-jurisdiction, multi-product contracts, gives ComplyFirst a real chance to become the default choice in its category.

We’re helping ComplyFirst build out its network in fintech and payments, opening doors to potential customers and strategic angels who understand the space. We’re also connecting the team with other investors and family offices who can support future rounds, and acting as a sounding board as the founders build out their commercial function and move from founder-led sales to a repeatable go-to-market motion.

Connect Earth is building the infrastructure layer for climate data, helping financial institutions integrate real-time environmental insights into their products. The founding team brings a rare blend of fintech and climate expertise, supported by strong early traction and clear technical differentiation. With regulatory pressure accelerating and institutions searching for scalable solutions, Connect Earth is well positioned to become a foundational enabler in the climate economy.

As the only specialist fintech investor on the cap table, Love Ventures brings targeted sector expertise and go-to-market guidance tailored to financial institutions. We provide strategic input through a board observer role, supported by commercial advisory on pricing and product from Investment Committee advisor, Jules Pancholi. Our long-term approach and experience within B2B SaaS help Connect Earth navigate complex sales cycles and scale with confidence.

Detected is transforming how global organisations onboard business customers by streamlining Know Your Business (KYB) verification into a single, frictionless entry point. The founding team brings deep enterprise and SaaS expertise, backed by an experienced board and early validation through strategic partnerships. With proprietary matching logic, broad international coverage, and a scalable commercial model, Detected is positioned to become critical infrastructure for compliant, real-time onboarding in the digital economy.

Love Ventures brings sector-specific expertise and a strong network across the FinTech and payments ecosystem. We provide strategic guidance on enterprise sales and go-to-market strategy, supported by direct relationships with key payment infrastructure players. Our team offers access to industry validation through trusted contacts. With a long-term view, we understand the pace and complexity of scaling compliance-led enterprise software.

Jove is reshaping contractor onboarding by embedding insurance and validation into recruitment workflows. Founder Amanda Cai brings first-hand experience of the industry's pain points, backed by a team with deep insurance and technical expertise. With proven traction, strong enterprise integrations, and a zero-CAC distribution model through AI-led validation, Jove is building a defensible platform with meaningful scale potential in a high-friction market.

Love Ventures brings strategic expertise in embedded finance and B2B fintech, supporting Jove through complex regulatory and go-to-market challenges. We provide access to recruitment industry contacts, insurance networks, and ATS platform relationships to accelerate commercial momentum. With a long-term mindset, we offer guidance on international expansion, sales strategy, and fundraising preparation as Jove scales its platform and deepens its market presence.

Mintago possesses clear founder-market fit - Chieu Cao’s success building Perkbox gave him a unique understanding of employer benefits and financial wellbeing at scale. The platform delivers tangible ROI for both businesses and employees, unlocking hidden savings through pension optimisation and smart salary sacrifice schemes. Its independent positioning avoids conflicts of interest common in the market, creating stronger trust with HR teams. We were also drawn to the long-term platform potential, with financial wellbeing becoming a growing priority for employers. Combined with strong industry relationships and regulatory complexity that deters fast followers, Mintago is well-placed to lead this space.

Love Ventures brings deep fintech expertise and a strong understanding of the SME landscape, making us a strategic partner as Mintago scales. Our support spans growth capital to expand sales and marketing efforts, guidance on product development and go-to-market strategy, and help navigating longer B2B sales cycles. We’ve facilitated introductions to key distribution partners, supported leadership hiring - particularly on the technical side - and provided insight into positioning for future funding rounds. Our patient approach reflects our belief in the long-term opportunity in workplace financial wellbeing.

Ralio is solving a foundational problem at the intersection of AI autonomy and regulated payments: as B2B AI agents move from data-only assistance to executing real financial actions, existing rails lack the agent-level identity, delegation logic, and auditability needed for safe execution. The founding team combines deep B2B fintech expertise with a sharp, well-articulated wedge that is targeting the trust and compliance layer rather than building new rails. With design partners in place and a strong pipeline of BaaS providers, Ralio is well positioned to define a new category in agentic payments infrastructure.

Love Ventures provides Ralio strategic support across go-to-market execution, partnership development, and fundraising. Our network enables targeted introductions to BaaS and treasury platforms, fintech operators, and later-stage investors which is crucial for a business whose growth depends on embedding deeply with infrastructure partners. With deep experience across fintech infrastructure and B2B SaaS, we offer guidance on navigating long enterprise integration cycles, shaping technical standards, and building credibility with regulated counterparties.

Round Treasury has cracked the code on early-stage startup treasury management. With glowing customer references and a warm introduction from portfolio company Mintago, product-market fit is already proven. This is validated further by 36% month-on-month growth from a laser-focused ICP of VC-backed startups. Unlike traditional finance tools, Round doesn't just surface insights; it acts on them, functioning as the "brain and logic layer" that automates real money movement. Crucially, it doesn't compete for constrained startup budgets, generating incremental value rather than displacing existing spend. A strategic BlackRock partnership lends institutional credibility and builds a meaningful competitive moat, while a geography-agnostic business model opens the door to rapid international expansion.

Love Ventures brings more than capital to the table. Through our extensive portfolio and network, we can open doors to accelerate Round Treasury's customer growth, a natural fit given our deep relationships with the very startups Round is built to serve. Beyond introductions, Love Ventures offers hands-on go-to-market expertise to sharpen Round's scaling strategy and the metrics that matter. With follow-on capability, they're a long-term partner as much as an early backer. Add in strategic counsel from seasoned operators like John Lunn and Dan Cobley, alongside genuine sector fluency in fintech and startup cash management, and we are uniquely positioned to help Round punch above its weight.

Tembo is building the category leader in digital family lending — combining deep regulatory expertise with proprietary technology to unlock intergenerational wealth. Their real-time decisioning engine, strong early traction, and dual B2C–B2B model create a compelling foundation for long-term growth across mortgages and beyond.

Love Ventures has supported Tembo across product strategy, go-to-market planning, and fundraising — providing sector expertise, Series A preparation, and warm introductions to partners, investors, and complementary portfolio companies. As the business expands beyond mortgages, Love continues to back the team’s ambition to build the leading platform in family lending.